Why a credit freeze won't prevent identity theft
Why a credit freeze won't prevent identity theft

Identity thieves have many other ways to cash in on your personal information

10 hrs 41 mins ago
Credit Freeze Vs. Credit Locks
Credit Freeze Vs. Credit Locks

Thanks to large data breaches in recent years, both credit freezes and credit locks are gaining in popularity. What's the difference between these two important identity protection tools, and which one is the best for...

Combat thermostat ignorance and save
Combat thermostat ignorance and save

You could be wasting significant money on your energy bills that you could change into savings with a few minutes of attention

October 15th, 9:10 AM
More Than 1 In 10 Believe They Will Die In Debt
More Than 1 In 10 Believe They Will Die In Debt

We all incur debt during our lives, but will we ever become debt-free? A significant number of people say no. According to a new survey by Northwestern Mutual, 13% of Americans expect to be in debt until they die. The...

3 Of 4 Know Their Credit Score... Do You?
3 Of 4 Know Their Credit Score... Do You?

What's your credit score? If you don't know, you're in the minority – according to the Chase Slate 2018 Credit Outlook. The 2018 survey found that 77% of Americans know their credit score, an increase of ten...

Racking up debt? Blame your parents!
Racking up debt? Blame your parents!

How do you keep from passing bad financial habits on to your children?

October 12th, 9:34 AM
4 Steps You Need To Take NOW To Save On Holiday Gifts
4 Steps You Need To Take NOW To Save On Holiday Gifts

It may be annoying to see Christmas displays in stores before Halloween, but that does not mean that early shopping for Christmas presents is a bad idea. On the contrary — there are several advantages to doing your holiday...

5 tips for saving money in college
5 tips for saving money in college

Whether it's your first year of independence or not, college tuition is a major added expense. This makes managing your finances well while you pursue higher education extremely important.

October 10th, 9:34 AM
Could Rent Payments Build Your Credit Score?
Could Rent Payments Build Your Credit Score?

Not All On-Time Payments Build Credit You're fiscally responsible. You pay your credit card bills and your rent on time, every month. Paying your credit card bill on time is a major factor in raising your credit score....

Credit Through History
Credit Through History

It may seem like you have been paying credit card interest since 3500 BC – but you might be surprised to learn that credit actually dates back to those ancient times. Historians believe that the Sumerians of ancient...

Payday Loans Popular Among Millennials
Payday Loans Popular Among Millennials

You need cash to pay an important bill, and you haven't got it. What do you do? Many Americans turn to payday loans to fill this gap, even though the interest rates are staggering – an average of nearly 400% APR. A...

We Prefer Using Cash Over Credit For Small Purchases
We Prefer Using Cash Over Credit For Small Purchases

Do you use your credit card for most purchases? Are there times you prefer paying with your debit card? Perhaps you still use those funny green paper rectangles with numbers on them? Cash hasn't been forgotten,...

Correcting inaccurate credit information
Correcting inaccurate credit information

Many people never check their credit reports and find out at the worst possible time that they contain errors – for example, when they are applying for a mortgage

October 8th, 8:56 AM
Your Low Credit Score Could Cost You Thousand$ On Your Car Loan
Your Low Credit Score Could Cost You Thousand$ On Your Car Loan

Your credit score is one of the most important variables that lenders use to assess your risk. A low credit score can disqualify you for an auto loan, or force you to pay higher interest rates – but how much will higher...

1 Of 3 Americans Wants To Buy A Home By 2020
1 Of 3 Americans Wants To Buy A Home By 2020

Is a home purchase on your to-do list over the next two years? You'll have plenty of competition finding your new home, according to the latest PenFed Credit Union National Mortgage Survey. The survey found that 37% of...

People less concerned about identity theft than in the past
People less concerned about identity theft than in the past

Why are we less concerned about identity theft than we have been in the past?

October 5th, 9:31 AM
Chips Cutting Counterfeit Credit Card Fraud By 75%
Chips Cutting Counterfeit Credit Card Fraud By 75%

EMV cards, otherwise known as "chip" cards for the embedded information chips they contain, were touted as the next great advancement in credit card security. According to a new study from Visa, EMV cards have lived up to...

October 5th, 4:03 AM
Store credit cards could hurt your credit score
Store credit cards could hurt your credit score

When you're tempted to accept a store card offer, think of two things how you would use the card in the future and how opening the account will affect your credit score

October 3rd, 9:06 AM
Credit Scores Hit All-Time High
Credit Scores Hit All-Time High

Credit Scores Trending Upward Congratulations, America! Your average FICO credit score reached 704, continuing the upward trend of the last eight years. According to a recent FICO blog, the 704 average score is the best...

October 2nd, 10:03 PM
Why we don't pay our credit card bills
Why we don't pay our credit card bills

Miss a credit card payment, and you'll suffer the consequences

October 1st, 7:59 AM
Interest Rate Hikes May Drive You Crazy
Interest Rate Hikes May Drive You Crazy

By Erica Berardi If the thought of higher federal fund rates sends your heart racing, you are not alone. A recent study found a direct link between government's influence on interest rates and the mental health of the...

October 1st, 5:03 AM
Average Age Of Child Identity Theft Victim: 12
Average Age Of Child Identity Theft Victim: 12

How did your toddler rack up thousands of dollars in charges on an unfamiliar credit card?It's not Junior's fault if identity thieves have stolen your child's identity and used it for fraudulent purchases. ...

September 29th, 4:02 AM
Credit Reports Too Complex
Credit Reports Too Complex

Do you know how to read your credit report? If not, it's time to learn. Your credit score is one of the primary items that lenders check when approving your credit request, and the information in your credit report is...

September 28th, 10:02 PM
Households With Lowest Net Worth Have Highest Credit Card Debt
Households With Lowest Net Worth Have Highest Credit Card Debt

America's total outstanding balance on revolving credit, primarily credit card debt, is over $1.03 trillion. How much of that $1.03 trillion balance is yours? According to recent data from ValuePenguin, you're more...

September 28th, 4:02 AM
More Americans defaulting on credit cards
More Americans defaulting on credit cards

 America's outstanding revolving debt – mostly credit card debt – was closing in on $1.04 trillion as of June 2018. How will we pay all that money back?

September 27th, 10:06 AM
#1 older Millennial debt is not student loans
#1 older Millennial debt is not student loans

At least part of the millennial generation has other debt concerns

September 26th, 7:58 AM
Have a High Credit Score? Banks Want to Reward You
Have a High Credit Score? Banks Want to Reward You

Further Rewards for Good Credit You've worked hard to keep your credit score high. Why shouldn't you be rewarded for your effort? Banks agree and are looking for innovative ways to urge you to keep your credit score...

September 25th, 10:01 PM
5 ways to reduce the cost of your car
5 ways to reduce the cost of your car

If you're looking to cut your spending, we've got you covered with this list of tips to slash some of the major auto costs and keep more money in your pocket

September 24th, 8:20 AM
Don't Catch Sexually Transmitted Debt!
Don't Catch Sexually Transmitted Debt!

"I picked up a really bad case of debt from my ex, and I can't get rid of it." You can pick up several unpleasant surprises from a sexual partner, but have you considered painful, lasting financial ramifications?...

September 22nd, 4:14 AM
Do Low Credit Scores Raise Your Insurance Premiums?
Do Low Credit Scores Raise Your Insurance Premiums?

Your credit score affects many aspects of your financial life. It affects your ability to qualify for loans and credit cards, and the interest rates that you'll pay if you do qualify. It may affect your credit card...

September 21st, 10:14 PM