Trump changing use of credit scores in home loans
Trump changing use of credit scores in home loans

Are you having trouble getting a home loan because you have no suitable credit history? That may soon change

23 hrs 10 mins ago
How To Negotiate With A Collection Agency
How To Negotiate With A Collection Agency

Do you have a bill that has been turned over to a collection agency? Of course, you'll want to make things right as well as remove the negative effect on your credit score. But what if you can't afford to pay the...

August 14th, 4:05 am
How To Motivate Millennials To Save For Retirement
How To Motivate Millennials To Save For Retirement

For millennials who are just stepping into their workaday world, planning for retirement is definitely not something they seem to have on their mind. However, as Social Security benefits are sure to scale back over the next...

August 14th, 4:05 am
8 Common Mistakes Of Tax Extension Filers
8 Common Mistakes Of Tax Extension Filers

Did you miss the April 17 tax deadline for 2018? If so, you probably filed for and received a six-month extension from the IRS. Don't relax too much, because October will be here before you know it. The IRS offers a...

August 13th, 10:05 pm
Top 3 mortgage rejection reasons
Top 3 mortgage rejection reasons

Have you been denied a mortgage loan recently? Rejections usually don't come down to a single reason, because lenders look at your overall financial status. However, some factors increase your risk of rejection...

August 13th, 8:14 am
Received A Credit Card Rate Increase Notice?
Received A Credit Card Rate Increase Notice?

How many times have you tossed notices from your credit card issuer without reading them? The best answer is "never." You could be discarding a credit card interest rate increase notice. Credit cards can change annual...

August 11th, 4:04 am
4 Out Of 5 Americans Lie For Money
4 Out Of 5 Americans Lie For Money

Have you ever lied for financial gain? The odds are strong that you've done it at least once. According to a new study from finder.com, almost 4 out of 5 Americans have admitted to lying for some type of financial gain –...

August 11th, 4:04 am
5 Steps To Prep Your Retirement Savings For The Next Market Crash
5 Steps To Prep Your Retirement Savings For The Next Market Crash

One day you appear to be on track for retirement, and the next day the stock market crashes. You were on track for a comfortable retirement at age 67 – or before, with a little luck. Now you may have to work into your 70s...

August 10th, 10:03 pm
Nearly half of millennials feel held back by credit score
Nearly half of millennials feel held back by credit score

Is a bad credit score dragging you down? Almost half of millennials feel that way, according to a new survey

August 10th, 9:29 am
5 Steps To Take Before Retirement
5 Steps To Take Before Retirement

Are you planning to retire within the next 10 to 15 years?If so, are you ready to take retirement preparedness to the next level? Retirement is no longer an abstract concept when you reach your 50s. It's important to...

August 10th, 4:03 am
Use The Digit App To Pay Down Credit Card Debt
Use The Digit App To Pay Down Credit Card Debt

Are you having trouble saving money while simultaneously dealing with excessive credit card debt? Mobile savings apps such as Digit and Qapital can help you establish an automatic saving routine – but Digit has introduced a...

August 10th, 4:03 am
Car Leasing 101
Car Leasing 101

So, you are in the market for a new vehicle, huh? You've got some important decisions to make. New or used? Coupe or sedan? Import or domestic? Fire engine red or metallic silver? But perhaps your most important...

August 9th, 10:03 pm
All about the 4% retirement rule
All about the 4% retirement rule

Are you familiar with the 4% rule and how it relates to retirement? Let's find out.

August 9th, 9:44 am
Insurance Price Optimization
Insurance Price Optimization

It makes sense that if you have a car accident, your insurance premium could go up. What doesn't make sense is that if you don't have an accident, you could also end up paying more, for no reason at all. The...

August 8th, 10:03 pm
When the government can keep your tax refunds and disability checks
When the government can keep your tax refunds and disability checks

The term "administrative offset" brings to mind meaningless governmental jargon. It is governmental jargon – but if you are affected, it's not meaningless at all

August 8th, 9:05 am
Credit-Builder Loans 101
Credit-Builder Loans 101

Applying for credit for the first time is a bit like applying for your first job. People are hesitant to hire you because you don't have any job experience, and you can't get any job experience because nobody will...

August 8th, 4:02 am
Six tips on credit card fraud prevention in the digital age
Six tips on credit card fraud prevention in the digital age

While technology provides a safety net of sorts, consumers still need to be proactive about managing their transactions and statements

August 7th, 9:25 am
Despite Not Saving, Millennials Want To Retire At 61
Despite Not Saving, Millennials Want To Retire At 61

How would you like to retire early? Millennials certainly like the idea, according to a recent survey from Bankrate.com. Millennials identified the perfect retirement age as 61 – a full six years before their full retirement...

August 7th, 4:02 am
We Paid $104 Billion In 12 Months Just On Credit Card Interest!
We Paid $104 Billion In 12 Months Just On Credit Card Interest!

According to Federal Reserve data compiled by MagnifyMoney, Americans paid $104 billion in interest on credit card purchases over the twelve months ending March 2018. That's not outstanding credit card balances, which...

August 6th, 10:02 pm
What do I do when my debt is sold?
What do I do when my debt is sold?

Just like assets can be sold, so can debts. But things relating to the servicing of your loan such as due dates and payment arrangements may change

August 6th, 9:19 am
How to get your child a Social Security number
How to get your child a Social Security number

Don't let a Social Security number slip through the cracks

August 3rd, 9:16 am
How To Best Pull Off A Balance Transfer
How To Best Pull Off A Balance Transfer

By Tracy Scott Have you been ignoring those credit card offers that arrive in your mailbox each week? If so, reconsider slam-dunking them into the circular file... especially if you have credit card debt you'd like to...

August 3rd, 4:01 am
All about real estate disclosures
All about real estate disclosures

You want to know exactly what you are getting when you make any large purchase, especially when you are buying a home. That's why a real estate disclosure statement is a fundamental part of any real estate transaction.

August 2nd, 9:08 am
The easy way to save thousands on your mortgage
The easy way to save thousands on your mortgage

You probably comparison-shop for most of your purchases, especially the high-dollar ones. Consider doing the same when it comes to your mortgage.

August 1st, 8:16 am
Mortgage Deduction Claims Will Drop More Than 50%
Mortgage Deduction Claims Will Drop More Than 50%

Who wants simpler taxes? Most of us do, assuming we also keep more money in the process. Starting in 2018, homeowners are more likely to have simpler tax returns – but they may need to make similar tax calculations to...

July 31st, 10:00 pm
5 spending habits that won't rebuild your credit
5 spending habits that won't rebuild your credit

When your credit score is down, it takes great effort to rebuild it

July 31st, 8:30 am
Card Cracking 101
Card Cracking 101

By Sandra Parsons While Cardi B is topping the charts, "Card Cracking" is ruining some music fans' lives. Rapper Young Ash and five others were recently indicted for running a card cracking ring that recruited...

July 30th, 10:14 pm
Millennials have more home buying regrets
Millennials have more home buying regrets

Perhaps millennials are expecting too much out of homeownership, ignoring the old axiom "The secret to happiness is low expectations."

July 30th, 8:12 am
5 Steps To Take After (Finally) Paying Off Your Credit Cards
5 Steps To Take After (Finally) Paying Off Your Credit Cards

With hard work and discipline, you've managed to whittle down your sizable credit card debt to zero. What's the next step? More hard work and discipline. Keep doing what you were doing, because it's working for...

July 28th, 4:13 am
5 things to know before getting a credit card
5 things to know before getting a credit card

If you don't use your card wisely, it's easy to get into unpleasant credit situations that can have long-lasting effects

July 27th, 9:14 am