Short-term investments are generally defined as investments that pay off in less than five years (sometimes even less time, perhaps within a year). Whereas long-term investments are generally made with the goal of building...

Investing in the stock market has been a great way to build long-term wealth for almost as long as the United States has been a country. And as retirements continue to increase with people’s lifespans, it’s becoming more...

Both pensions and 401(k) plans have at one time held the distinction of most popular employer-sponsored retirement plan in the country. However, due to the much higher cost on employers, pensions are becoming less and less...

When you leave a job where you had a 401(k) plan, you might choose to roll over that plan an individual retirement account (IRA). Such rollovers are fairly straightforward; the transfer of assets isn’t a taxable...

A balance sheet is one of three financial documents that every investor should check when researching a company to invest in. The other two are an income statement, which looks at a company’s profits, and a cash flow...

Opportunity cost is a basic microeconomics concept, maybe one you learned in a long-ago and hazily recollected 8 a.m. Econ 101 lecture. If you need a refresher, opportunity cost is the benefit you miss out on when you...

Believe it or not, a hefty amount of your money could be sitting at a government agency without your knowledge. Unclaimed money can come in the form of inactive financial accounts, unclaimed retirement assets and tax...

Investing is risky. When you put your money in the market, you’re taking a chance with real money — money that you might need to pay your mortgage, feed your family and cover the other basic costs of living. If …...

Although cryptocurrency has only been around for a short time, it’s already expanded into a wide, convoluted universe that can be difficult to understand for the uninitiated. But with Bitcoin and other cryptocurrencies...

Dow Futures are a reasonable thing not to know about if you’re not well-versed in investing. Essentially, a Dow Future is a contract between two parties in which they bet on the direction of the Dow Jones Industrial...

Rising rents present a major challenge for non-homeowning city dwellers nationwide. Since 1983, the cost of housing for urban renters has risen more than 324%, according to the Bureau of Labor Statistics’ Consumer Price...

So you want to be a business owner, but the prospect of starting your own business is intimidating. One potential solution: Buying an existing business. An existing business typically has customers, vendors and branding...

Many people under intense public scrutiny, such as politicians, judges and high-powered business people, use blind trusts to avoid the perception of conflicts of interest when it comes to their personal financial dealings....

Investing intimidates a lot of people. There are a lot of options, and it can be hard to figure out which investments are right for your portfolio. This guide walks you through 10 of the most common types of investment...

A lot of people spend their adult lives working and saving to prepare for retirement. But once you hang up your hat, you shouldn’t necessarily stop thinking about saving and investing. The question of what should...

If you have $30,000 to invest, you have many options. Some things, like making the down payment on a house, might be a bit out of reach, but you can still invest in securities ranging from stocks to treasury bonds. …...

A large majority (75%) of taxpayers overpay on taxes and receive a tax refund, according to IRS data. A smaller proportion (19%) see the opposite: They will have overestimated their withholdings and learn they still owe...

The cost of higher education has skyrocketed over the last few decades, and shows no signs of slowing. That’s why it’s more important than ever that parents start saving as early as possible for their...

Passive investing is a go-to strategy for long-term investors, because it capitalizes on the typical upward trend of the overall market over many years. Of course, there are many ways to do well in investing, and financial...

For many employees in America, especially those at tech companies and other startups, stock options are a part of compensation packages. While the right to buy stock in a company at a set price is an attractive form of...