How to Avoid the Early Withdrawal Penalty on Your 401(k)
How to Avoid the Early Withdrawal Penalty on Your 401(k)

The IRS has strict rules regarding when you can withdraw money from a tax-deferred retirement account like a 401(k). Doing so before age 59 ½ can trigger an early withdrawal penalty on top of income taxes. However, the IRS...

4 hrs 28 mins ago
What Is a Certified Personal Finance Counselor (CPFC)?
What Is a Certified Personal Finance Counselor (CPFC)?

Certified personal finance counselors (CFPCs) are professionals trained to assist individuals in making informed money decisions, aiming to foster financial stability and growth. Advisors and other professionals working in...

5 hrs 28 mins ago
12 Cost-cutting strategies that can improve a small business owner's bottom line
12 Cost-cutting strategies that can improve a small business owner's bottom line

Next Insurance compiled a list of 12 cost-cutting strategies that may help reduce small-business expenses.

6 hrs 28 mins ago
Do business credit cards affect your personal credit score?
Do business credit cards affect your personal credit score?

Ramp explains why it's important to keep your business credit card activity separate from your personal credit.

April 25th, 5:06 PM EDT
10 U.S. cities that saw the biggest annual rent increases and drops over one year
10 U.S. cities that saw the biggest annual rent increases and drops over one year

SmartAsset ranked 100 of the largest U.S. cities by the percent increase in average rent prices over a one-year period.

6 hrs 58 mins ago
What careers do a master's degree in psychology qualify you for?
What careers do a master's degree in psychology qualify you for?

Psychology.org outlines the career possibilities for students who earn a master's degree in psychology.

6 hrs 58 mins ago
6 Steps to Consider Immediately If You’re 55 With No Retirement Savings
6 Steps to Consider Immediately If You’re 55 With No Retirement Savings

When you find yourself later in life without any retirement savings, you can feel like you’ve made a mistake or that the amount you need to make up is too great to make a dent. However, there is plenty you can do to...

8 hrs 58 mins ago
How AI can—and can't—boost efficiency for programmers
How AI can—and can't—boost efficiency for programmers

Verbit analyzed data from a range of surveys to learn more about how artificial intelligence is changing the way software developers work.

9 hrs 28 mins ago
How to Achieve Retirement Security With a Financial Plan
How to Achieve Retirement Security With a Financial Plan

Personal finance can be daunting, but with a well-crafted financial plan, you could map a course to help reach your financial goals with confidence. A financial plan is a comprehensive strategy that is tailored to your...

9 hrs 58 mins ago
5 Ways Monopolistic Competition Can Impact Your Investments
5 Ways Monopolistic Competition Can Impact Your Investments

Monopolistic competition is a market structure that is characterized by many firms selling differentiated products. These can be similar but not identical, allowing each firm to have some degree of market power. By...

11 hrs 27 mins ago
I’m 60 With $1.2 Million in a Roth IRA. How Do I Make Sure This Money Lasts the Rest of My Life?
I’m 60 With $1.2 Million in a Roth IRA. How Do I Make Sure This Money Lasts the Rest of My Life?

Planning for a Roth IRA is a little different than with most other retirement assets. This tax-advantaged account generates entirely untaxed income, as long as effectively boosting the value of your withdrawals and your...

12 hrs 57 mins ago
The number of women leading US business schools is on the rise
The number of women leading US business schools is on the rise

BestColleges reports on the growing number of women leading business schools.

April 25th, 4:36 PM EDT
Cashiers vs. digital ordering: What do people want, and at what cost?
Cashiers vs. digital ordering: What do people want, and at what cost?

Task Group summarized the rise in digital ordering over the past couple of years, its acceptance among customers, and its cost.

April 26th, 1:07 PM EDT
Gen Z is averaging higher credit scores than millennials: Is it financial competence or just good timing?
Gen Z is averaging higher credit scores than millennials: Is it financial competence or just good timing?

Rocket Loans analyzed its own data to see which generational group is faring better financially than the others.

April 26th, 4:37 PM EDT
6 Ways to find more money for college when federal student loans aren't enough
6 Ways to find more money for college when federal student loans aren't enough

Experian offers options to help cover college expenses, from a budget review to cost-cutting, to a part-time job and grants and scholarships, if federal student loans just aren't enough.

April 26th, 4:37 PM EDT
Demand for sustainability, AI, and equity and inclusion courses are on the rise globally among prospective business students
Demand for sustainability, AI, and equity and inclusion courses are on the rise globally among prospective business students

BestColleges reports on how inclusion and sustainability are increasingly important to prospective business students.

April 26th, 5:07 PM EDT
Strategies for Effective Client Portfolio Construction
Strategies for Effective Client Portfolio Construction

Creating and managing an investment portfolio that aligns with a client’s goals, risk tolerance and constraints is an important part of being a financial advisor. Advisors can choose from numerous strategies for...

13 hrs 57 mins ago
Pros and Cons of a Money Market Account
Pros and Cons of a Money Market Account

Money market accounts (MMAs) offer a unique blend of features that may appeal to savers looking for higher interest rates, liquidity and security. However, understanding the full spectrum of advantages and disadvantages...

April 26th, 7:37 PM EDT
3 Benefits of a Regional Bank vs. National Bank
3 Benefits of a Regional Bank vs. National Bank

When considering where to keep your financial assets, the choice between regional and national banks is a significant one. Regional banks are typically smaller in scale, offer a more localized banking experience and may...

April 26th, 6:37 PM EDT
8 Ways to Protect Your Retirement Income
8 Ways to Protect Your Retirement Income

You’ll spend decades – if not your entire career – saving for retirement. But saving enough money is only a piece of the retirement planning puzzle. Protecting your retirement income against the test of time and an...

April 26th, 5:07 PM EDT
Credit card reconciliation: How business owners can eliminate inflated costs and wasteful spending when tracking expenses
Credit card reconciliation: How business owners can eliminate inflated costs and wasteful spending when tracking expenses

Ramp dives into credit card reconciliation and provides steps to help businesses set up efficient, accurate systems.

April 24th, 12:06 PM EDT
How to track business expenses in 6 simple steps
How to track business expenses in 6 simple steps

Ramp reports on tracking business expenses, a factor that can help businesses make smart financial decisions.

April 22nd, 3:36 PM EDT
Can I Roll Over the Employer Match in My 401(k) to a Roth IRA?
Can I Roll Over the Employer Match in My 401(k) to a Roth IRA?

If you want to roll over money from your 401(k) into a Roth IRA, there’s good news: any employer matching funds in a 401(k) can be converted along with your own contributions and investment earnings. However,...

April 26th, 7:06 AM EDT
What Happens When You Leave the Scene of an Accident in Tampa, FL
What Happens When You Leave the Scene of an Accident in Tampa, FL

Photo from Unsplash Originally Posted On: https://bippermedia.com/legal/what-happens-when-you-leave-the-scene-of-an-accident-in-tampa-fl/

April 26th, 2:10 AM EDT
Credit card, car loans, and mortgage payments have all been rising in the US—and it's not just because of interest rate hikes
Credit card, car loans, and mortgage payments have all been rising in the US—and it's not just because of interest rate hikes

Experian reports on what may be behind an increase in consumer personal debt including credit card, auto loan and mortgage payments.

April 25th, 4:36 PM EDT
2024 Eligibility Requirements for VA Loans
2024 Eligibility Requirements for VA Loans

Veterans Affairs (VA) loans provide a pathway for veterans, active-duty service members and reservists to achieve homeownership with favorable terms. VA loans are known for their no down payment requirement and no private...

April 25th, 3:06 PM EDT
Comprehensive Guide to VA Loans
Comprehensive Guide to VA Loans

The Veterans Affairs loan program, established to honor American service members and veterans, provides a range of mortgage options designed to make this cornerstone of the American dream more attainable. Whether...

April 25th, 3:06 PM EDT
What Are the VA Loan Limits for 2024?
What Are the VA Loan Limits for 2024?

VA loan limits have changed over time. The 2024 updates reflect the current economic climate and housing market trends, which aim to ensure that the program remains relevant and beneficial. Whether you’re a veteran...

April 25th, 3:06 PM EDT
I Have $900k in a Roth IRA and Would Receive $2,200 Monthly From Social Security. Can I Retire at 66?
I Have $900k in a Roth IRA and Would Receive $2,200 Monthly From Social Security. Can I Retire at 66?

Imagine that you have $900,000 in a Roth IRA and collect another $2,200 per month in Social Security. Can you afford to retire at age 66?  A good way to answer this question is to start with your budget. What do you expect...

April 25th, 7:06 AM EDT
Unveiling the Hidden Power of Gold: The Mission of Thor Metals Group and its Founder, Brandon Thor
Unveiling the Hidden Power of Gold: The Mission of Thor Metals Group and its Founder, Brandon Thor

Photo from Unsplash Originally Posted On: https://thormetalsgroup.com/unveiling-the-hidden-power-of-gold-the-mission-of-thor-metals-group-and-its-founder-brandon-thor/

April 25th, 1:39 AM EDT