The IRS has strict rules regarding when you can withdraw money from a tax-deferred retirement account like a 401(k). Doing so before age 59 ½ can trigger an early withdrawal penalty on top of income taxes. However, the IRS...
Certified personal finance counselors (CFPCs) are professionals trained to assist individuals in making informed money decisions, aiming to foster financial stability and growth. Advisors and other professionals working in...
Next Insurance compiled a list of 12 cost-cutting strategies that may help reduce small-business expenses.
Ramp explains why it's important to keep your business credit card activity separate from your personal credit.
SmartAsset ranked 100 of the largest U.S. cities by the percent increase in average rent prices over a one-year period.
Psychology.org outlines the career possibilities for students who earn a master's degree in psychology.
When you find yourself later in life without any retirement savings, you can feel like you’ve made a mistake or that the amount you need to make up is too great to make a dent. However, there is plenty you can do to...
Verbit analyzed data from a range of surveys to learn more about how artificial intelligence is changing the way software developers work.
Personal finance can be daunting, but with a well-crafted financial plan, you could map a course to help reach your financial goals with confidence. A financial plan is a comprehensive strategy that is tailored to your...
Monopolistic competition is a market structure that is characterized by many firms selling differentiated products. These can be similar but not identical, allowing each firm to have some degree of market power. By...
Planning for a Roth IRA is a little different than with most other retirement assets. This tax-advantaged account generates entirely untaxed income, as long as effectively boosting the value of your withdrawals and your...
BestColleges reports on the growing number of women leading business schools.
Task Group summarized the rise in digital ordering over the past couple of years, its acceptance among customers, and its cost.
Rocket Loans analyzed its own data to see which generational group is faring better financially than the others.
Experian offers options to help cover college expenses, from a budget review to cost-cutting, to a part-time job and grants and scholarships, if federal student loans just aren't enough.
BestColleges reports on how inclusion and sustainability are increasingly important to prospective business students.
Creating and managing an investment portfolio that aligns with a client’s goals, risk tolerance and constraints is an important part of being a financial advisor. Advisors can choose from numerous strategies for...
Money market accounts (MMAs) offer a unique blend of features that may appeal to savers looking for higher interest rates, liquidity and security. However, understanding the full spectrum of advantages and disadvantages...
When considering where to keep your financial assets, the choice between regional and national banks is a significant one. Regional banks are typically smaller in scale, offer a more localized banking experience and may...
You’ll spend decades – if not your entire career – saving for retirement. But saving enough money is only a piece of the retirement planning puzzle. Protecting your retirement income against the test of time and an...
Ramp dives into credit card reconciliation and provides steps to help businesses set up efficient, accurate systems.
Ramp reports on tracking business expenses, a factor that can help businesses make smart financial decisions.
If you want to roll over money from your 401(k) into a Roth IRA, there’s good news: any employer matching funds in a 401(k) can be converted along with your own contributions and investment earnings. However,...
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Experian reports on what may be behind an increase in consumer personal debt including credit card, auto loan and mortgage payments.
Veterans Affairs (VA) loans provide a pathway for veterans, active-duty service members and reservists to achieve homeownership with favorable terms. VA loans are known for their no down payment requirement and no private...
The Veterans Affairs loan program, established to honor American service members and veterans, provides a range of mortgage options designed to make this cornerstone of the American dream more attainable. Whether...
VA loan limits have changed over time. The 2024 updates reflect the current economic climate and housing market trends, which aim to ensure that the program remains relevant and beneficial. Whether you’re a veteran...
Imagine that you have $900,000 in a Roth IRA and collect another $2,200 per month in Social Security. Can you afford to retire at age 66? A good way to answer this question is to start with your budget. What do you expect...
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